1Invest is designed to reduce risk proactively. Before approving a loan, the partner NBFC and the P2P NBFC conduct thorough borrower profiling through a robust risk engine. Apart from that, all investments are spread across a large pool of borrowers to reduce risk even further. Even after the loan has been disbursed to the borrowers, their repayment behaviour and other parameters are continuously monitored and followed up on as needed for collections.

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1Invest only facilitates lending to borrowers whom Arthmate Financing India Private Limited (formerly known as Mamta Projects Private Limited) and its co-lending partners lend to after a rigorous underwriting process.

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So, you lend only if an NBFC approves.

1Invest and its partner NBFC attempt to reduce risks by implementing stringent verification and credit underwriting procedures. However, like most financial investments, P2P investments also carry a certain degree of risk. While 1Invest does not guarantee risk-free returns, we do have a robust recovery and collection process in place to ensure that defaults are minimized.

The P2P industry has collectively decided to discontinue liquid plan offerings. Starting April 1st, 2024, we are not accepting any new investments into our Freedom Plan.

Existing investments* in the Freedom Plan (investments made on before March 1st, 2024, 11:59 PM) will remain unaffected and continue earning returns of up to 10% p.a.

For existing investments* in the Freedom Plan, 1Invest will honor any withdrawal requests on a best-effort basis with a processing time of 4 business days. However, due to a variety of factors, withdrawal requests cannot always be met immediately. In such rare cases, withdrawals would be made in a staggered fashion depending on the underlying loan tenure.

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*Investments made in the Freedom Plan on or before March 31st, 2024, 11:59 PM will be considered as existing investments.