Investing with 1Invest is quick, easy and entirely digital!
All you need to do is complete a Know Your Customer (KYC) process, add funds to your account and choose a plan to invest in.

Individuals and regulated entities incorporated in India can invest with 1Invest.

• If you are an individual, to invest, you would need to:
  • Have a valid Aadhaar Card 
  • Have a valid PAN Card 
  • Have a valid bank account in your name
  • Be over 18 years old at the time of investment

• If you represent a regulated entity that wishes to invest with 1Invest, based on your entity structure, you would need to provide relevant documents, as per RBI guidelines.

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Additionally, the authorized person registering on behalf of the regulated entity would need to provide the following documents:

• PAN Card
• Aadhaar Card
• Clear selfie, taken live

The aggregate investment that you can make, across all P2P platforms, is limited by the Reserve Bank of India (RBI) to ₹10,00,000. However, if you submit a certified net worth certificate from your Chartered Accountant (CA), you can lend up to ₹50,00,000.

Depending on the product you choose, you could earn up to 13% annual returns on your investment.

Your return is generated as follows:

• You make an investment on the 1Invest platform
• 1Invest enables your investment to be lent directly to verified borrowers who may be individuals or small businesses in need of capital
• These borrowers pay an interest on your investment, which becomes your return
• This new way of investment is approved by the Reserve Bank of India (RBI) and is known as P2P lending